Seamless insurance and annuities integration for RIAs
Halo offers the first full-service insurance platform purposely built for the RIA. Our ethos is to provide best-in-class insurance education, solution access, and product guidance for the independent advisor with an approach that aligns with your fiduciary duty.
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We offer an expansive list of product solutions unmatched in the industry:
Outsourced Insurance Services
Designed for fee-only advisors to access a broad marketplace of fee-based variable and fixed annuity and life insurance products without the burdens of licensing, paperwork, or administrative hurdles.
Brokerage IMO
For advisors who plan to use their insurance license, our tech integration, case design, and product suite (70+ carriers) streamline implementation. Access due diligence and advanced market expertise for complex cases.
Legacy Book Platform
For advisors leaving a broker-dealer who don’t want to leave annuity and life policies behind, Halo allows you to streamline policy management, ensure continuity, and retain control — all while delegating administrative and licensing burdens.
How we help our RIA partners growth
01
Planning guidance
Make informed decisions with a comprehensive review from our team of advanced estate and tax planning experts.
02
Fiduciary-first approach
Transparent, client-focused solutions aligned with your values.
03
Enhance enterprise value
Build trust, diversify revenue, and strengthen client relationships with holistic, fiduciary-aligned planning.
04
Efficiency
Save time on the logistics of licensing, research, paperwork, and data so you can focus on your clients.
05
Maintain independence
Delegate confidently. No sales agenda — just objective guidance. Our services adapt to your standard of care.
06
No cost or commitment
Flexible engagement on your terms.
Making the most of halo’s legacy book services
Legacy Book Services helps established or in-transition advisors maintain access to their legacy book of business. As
your trusted partner, we do this by becoming the agent of record on your in-force annuity contracts.
01
A summary of the Legacy Annuity Book is provided to determine eligible annuities and the service agreement
02
Contact details are shared securely with Halo and broker of record paperwork is completed
03
Contact details are shared securely with Halo and broker of record paperwork is completed
04
Halo completes the broker of record change and pays the RIA for services under the RIA’s Advisory Agreement
05
Access to reporting is established and Halo’s Annuity RVP’s provide ongoing support
Our suite of insurance offerings
01
Helping RIAs expand impact with insurance solutions
Expand your product offering
With 15+ carrier partners offering advisory solutions, our team of licensed, credentialed experts provide a full-service OID to maximize your product offering while keeping assets under your control.
Fiduciary-first approach
Halo partners with advisors to deliver
fiduciary-aligned strategies, so you
can focus on advising clients.
Save time
Enabling fee-only advisors to offer
best-in-class annuity and lie insurance
solutions without
the licensing hurdles,
conflicts, or added headcount.
Outsourced Insurance Offerings:
- Variable Annuitiy
- Registered Index Linked Annuity (RILA)
- Variable Universal Life
- Private Placement
- Term Life
- Whole Life
- Universal Life
- Indexed Universal Life
- LTC & Disability
- Fixed Annuity
- Indexed Annuity
- MYGA, SPIA”
02
Insurance solutions for licensed RIAs
Enhance your insurance practice
With 70+ carrier partners, white glove
case management, and data-driven
reviews and analysis, our team is here
to strengthen your existing insurance
practice.
Streamline operations
Halo’s technology and credentialed
specialists boost product research,
implementation, and offload
administrative burdens.
Elevate your client experience
Halo’s robust education library and
fiduciary-first mindset can help both
advisors and clients make informed
investment decisions.
03
Maintain access to your book of annuity business
Better policy management
For RIA’s transitioning to a fee-only
model, Halo becomes your broker of
record on all in-force annuity contracts.
Avoid client-disruption
Retain your clients valuable benefits
while avoiding long-term contracts,
membership fees, licensing costs, and
other administrative hurdles.
Evolve your business
Align your annuity contract service and advice to enhance enterprise value and grow with your business.
Helping RIAs expand impact with insurance solutions
Expand your product offering
With 15+ carrier partners offering advisory solutions, our team of licensed, credentialed experts provide a full-service OID to maximize your product offering while keeping assets under your control.
Fiduciary-first approach
Halo partners with advisors to deliver
fiduciary-aligned strategies, so you
can focus on advising clients.
Save time
Enabling fee-only advisors to offer
best-in-class annuity and lie insurance
solutions without
the licensing hurdles,
conflicts, or added headcount.
Outsourced Insurance Offerings:
- Variable Annuitiy
- Registered Index Linked Annuity (RILA)
- Variable Universal Life
- Private Placement
- Term Life
- Whole Life
- Universal Life
- Indexed Universal Life
- LTC & Disability
- Fixed Annuity
- Indexed Annuity
- MYGA, SPIA”
Insurance solutions for licensed RIAs
Enhance your insurance practice
With 70+ carrier partners, white glove
case management, and data-driven
reviews and analysis, our team is here
to strengthen your existing insurance
practice.
Streamline operations
Halo’s technology and credentialed
specialists boost product research,
implementation, and offload
administrative burdens.
Elevate your client experience
Halo’s robust education library and
fiduciary-first mindset can help both
advisors and clients make informed
investment decisions.
Maintain access to your book of annuity business
Better policy management
For RIA’s transitioning to a fee-only
model, Halo becomes your broker of
record on all in-force annuity contracts.
Avoid client-disruption
Retain your clients valuable benefits
while avoiding long-term contracts,
membership fees, licensing costs, and
other administrative hurdles.
Evolve your business
Align your annuity contract service and advice to enhance enterprise value and grow with your business.
Let’s simplify insurance together
01
Flexible and scalable
Support for advisors with or without insurance licenses tailored to your operational and product solution preferences.
02
Integrated technology
Support for advisors with or without insurance licenses tailored to your operational and product solution preferences.
03
Experienced guidance
Our specialists bring decades of unbiased, research-driven, fiduciary aligned insurance recommendations at the highest level of care and professionalism.
04
Unmatched product access
Advisory and traditional insurance products
across Life Insurance, Annuity and LTC.
Getting started
Find an annuity that fits your client’s unique needs.
Build a defined
outcome portfolio
Discover how you can advance your investing with our other products.
Structured Notes
Flexible return options with a level of protection
SMAs
Professionally managed protective investing strategies
Advanced Wealth Solutions
Investment offerings to level the playing field
US75/1.0/2306